5 revealing analyst questions from Credit Acceptance’s Q3 earnings call
Published . Updated .
Credit Acceptance’s third quarter demonstrated accelerated growth in consumer loan assignments and dealer network expansion, but the market’s cautious reaction followed a significant update to the company’s loan portfolio forecasts. Management attributed the strong top-line
Directly affected
- CACC Credit Acceptance-23.1% 30d
Named in this report.
Indirectly affected
- XLF Financial Select Sector SPDR-3.5% 30d
Financial Select Sector SPDR: it holds banks. Linked by “credit” (banks) in this story.
- KRE SPDR S&P Regional Banking ETF-4.8% 30d
SPDR S&P Regional Banking ETF: it holds banks. Linked by “credit” (banks) in this story.
- XRT SPDR S&P Retail ETF
SPDR S&P Retail ETF: it holds retailers. Linked by “consumer” (retail and consumer goods) in this story.
- JPM JPMorgan Chase-4.3% 30d
JPMorgan Chase (national commercial banks): banks' earnings move with lending, deposits and rates. Linked by “credit” (banks) in this story.
- BAC Bank of America-11.1% 30d
Bank of America (national commercial banks): banks' earnings move with lending, deposits and rates. Linked by “credit” (banks) in this story.
- WFC Wells Fargo-3.6% 30d
Wells Fargo (national commercial banks): banks' earnings move with lending, deposits and rates. Linked by “credit” (banks) in this story.
- C Citigroup-9.2% 30d
Citigroup (national commercial banks): banks' earnings move with lending, deposits and rates. Linked by “credit” (banks) in this story.
- WMT Walmart+14.9% 30d
Walmart (variety stores): retailers move with shopper spending and import costs. Linked by “consumer” (retail and consumer goods) in this story.
Price reaction, T-5 to T+3
| Ticker | T-5 | T-3 | T-1 | T0 | T+1 | T+2 | T+3 |
|---|---|---|---|---|---|---|---|
| CACC | +16.11% | +17.55% | base | +4.02% | after close | after close | after close |
| XLF | -0.87% | -0.73% | base | +1.81% | after close | after close | after close |
| KRE | +0.93% | +0.14% | base | +2.62% | after close | after close | after close |
| XRTNo price data for this ticker | — | — | — | — | — | — | — |
| JPM | -0.92% | +0.67% | base | +1.23% | after close | after close | after close |
| BAC | +1.08% | +1.74% | base | +0.00% | after close | after close | after close |
| WFC | -0.93% | +0.36% | base | +1.81% | after close | after close | after close |
| C | -1.29% | +1.22% | base | +1.02% | after close | after close | after close |
| WMTNo price data for this ticker | — | — | — | — | — | — | — |
Closing-price change versus T-1, the last close before the story. T0 to T+3 fill in after each market close. Prices: Alpaca IEX.
Market Call
Think this story will push the stock up or down over the next three trading days? Make a free call and see what other readers think. Points are play money with no cash value.
5 revealing analyst questions from Credit Acceptance’s Q3 earnings call Yahoo Finance
Source: Yahoo Finance
How far Select Sector Spdr Tr (XLF) has moved since 2 Nov 2026
| Company | When | Move | Status |
|---|---|---|---|
| Bank Of America (BAC) | that day | 0.00% | still updating |
| Bank Of America (BAC) | three days earlier | +1.74% | final price |
| Bank Of America (BAC) | five days earlier | +1.08% | final price |
| Citigroup (C) | that day | +1.02% | still updating |
| Citigroup (C) | three days earlier | +1.22% | final price |
| Citigroup (C) | five days earlier | -1.29% | final price |
| CACC | that day | +4.02% | still updating |
| CACC | three days earlier | +17.55% | final price |
| CACC | five days earlier | +16.11% | final price |
| Jpmorgan Chase (JPM) | that day | +1.23% | still updating |
| Jpmorgan Chase (JPM) | three days earlier | +0.67% | final price |
| Jpmorgan Chase (JPM) | five days earlier | -0.92% | final price |
| Spdr Series Trust (KRE) | that day | +2.62% | still updating |
| Spdr Series Trust (KRE) | three days earlier | +0.14% | final price |
| Spdr Series Trust (KRE) | five days earlier | +0.93% | final price |
| Wells Fargo (WFC) | that day | +1.81% | still updating |
| Wells Fargo (WFC) | three days earlier | +0.36% | final price |
| Wells Fargo (WFC) | five days earlier | -0.93% | final price |
| Select Sector Spdr Tr (XLF) | that day | +1.81% | still updating |
| Select Sector Spdr Tr (XLF) | three days earlier | -0.73% | final price |
| Select Sector Spdr Tr (XLF) | five days earlier | -0.87% | final price |
Congressional trades in the stocks in this story
- Sen. Sheldon Whitehouse sold Jpmorgan Chase (JPM) (held by a spouse), worth $15,001 - $50,000 on 4 Sep 2026. That is 59 days before publication. Filed 1 Oct 2026. View the filing.
- Sen. Sheldon Whitehouse sold Jpmorgan Chase (JPM), worth $15,001 - $50,000 on 4 Sep 2026. That is 59 days before publication. Filed 1 Oct 2026. View the filing.
- Rep. Rohit Khanna bought Jpmorgan Chase (JPM) (held by a spouse), worth $100,001 - $250,000 on 27 Aug 2026. That is 67 days before publication. Filed 4 Sep 2026. View the filing.
- Rep. Rohit Khanna sold Bank Of America (BAC) (held by a spouse), worth $1,001 - $15,000 on 9 Sep 2026. That is 54 days before publication. Filed 7 Oct 2026. View the filing.
- Rep. Laurel Lee sold Bank Of America (BAC) (held by a spouse), worth $50,001 - $100,000 on 24 Aug 2026. That is 70 days before publication. Filed 16 Oct 2026. View the filing.
- Rep. Rohit Khanna bought Wells Fargo (WFC) (held by a spouse), worth $1,001 - $15,000 on 25 Sep 2026. That is 38 days before publication. Filed 7 Oct 2026. View the filing.
- Rep. Rohit Khanna bought Wells Fargo (WFC) (held by a dependent child), worth $15,001 - $50,000 on 17 Sep 2026. That is 46 days before publication. Filed 7 Oct 2026. View the filing.
- Rep. Rohit Khanna bought Wells Fargo (WFC) (held by a dependent child), worth $1,001 - $15,000 on 15 Sep 2026. That is 48 days before publication. Filed 7 Oct 2026. View the filing.
- Rep. Maria Elvira Salazar sold Citigroup (C), worth $1,001 - $15,000 on 24 Sep 2026. That is 39 days before publication. Filed 7 Oct 2026. View the filing.
- Rep. Rohit Khanna bought Citigroup (C) (held by a spouse), worth $1,001 - $15,000 on 4 Sep 2026. That is 59 days before publication. Filed 7 Oct 2026. View the filing.
- Rep. Pete Sessions sold Walmart (WMT) (held by a spouse), worth $50,001 - $100,000 on 2 Oct 2026. That is 31 days before publication. Filed 27 Oct 2026. View the filing.
- Rep. Jonathan Jackson sold Walmart (WMT) (jointly held), worth $50,001 - $100,000 on 28 Sep 2026. That is 35 days before publication. Filed 19 Oct 2026. View the filing.
Public disclosure filings, not a recommendation. The filing link is the source document. News use of these reports still sits under 5 U.S.C. § 13107(c).
Who gains and who loses around Select Sector Spdr Tr (XLF)
Companies carried with this story
- XLF Select Sector Spdr Tr
In “5 revealing analyst questions from Credit Acceptance’s Q3 earnings call,” Select Sector Spdr Tr (XLF) is linked, with no stored direction, medium confidence. Reason on file: Financial Select Sector SPDR: it holds banks. Linked by “credit” (banks) in this story
- KRE Spdr Series Trust
In “5 revealing analyst questions from Credit Acceptance’s Q3 earnings call,” Spdr Series Trust (KRE) is linked, with no stored direction, medium confidence. Reason on file: SPDR S&P Regional Banking ETF: it holds banks. Linked by “credit” (banks) in this story
- JPM Jpmorgan Chase
Jpmorgan Chase (JPM) is linked, with no stored direction, medium confidence in the 2 Nov 2026 story “5 revealing analyst questions from Credit Acceptance’s Q3 earnings call.” Reason on file: JPMorgan Chase (national commercial banks): banks' earnings move with lending, deposits and rates. Linked by “credit” (banks) in this story
- BAC Bank Of America
For “5 revealing analyst questions from Credit Acceptance’s Q3 earnings call,” Bank Of America (BAC) is linked, with no stored direction, medium confidence. Reason on file: Bank of America (national commercial banks): banks' earnings move with lending, deposits and rates. Linked by “credit” (banks) in this story
- WFC Wells Fargo
For “5 revealing analyst questions from Credit Acceptance’s Q3 earnings call,” Wells Fargo (WFC) is linked, with no stored direction, medium confidence. Reason on file: Wells Fargo (national commercial banks): banks' earnings move with lending, deposits and rates. Linked by “credit” (banks) in this story
- C Citigroup
Citigroup (C) is linked, with no stored direction, medium confidence in the 2 Nov 2026 story “5 revealing analyst questions from Credit Acceptance’s Q3 earnings call.” Reason on file: Citigroup (national commercial banks): banks' earnings move with lending, deposits and rates. Linked by “credit” (banks) in this story
Select Sector Spdr Tr (XLF)
On 2 Nov 2026, “5 revealing analyst questions from Credit Acceptance’s Q3 earnings call” is the story that connects Select Sector Spdr Tr (XLF) to this story.
What ties Select Sector Spdr Tr (XLF) to the headline is this: Financial Select Sector SPDR: it holds banks. Linked by “credit” (banks) in this story
A second company, Spdr Series Trust (KRE), is listed for a different reason: SPDR S&P Regional Banking ETF: it holds banks. Linked by “credit” (banks) in this story
Price levels for Select Sector Spdr Tr (XLF)
JPM traded between 325.12 and 345.73 across 20 sessions. The latest close on file is 337.10. KRE traded between 67.80 and 71.93 across 20 sessions. The latest close on file is 70.61. XLF traded between 52.82 and 56.03 across 20 sessions. The latest close on file is 55.07.
A simple score for Select Sector Spdr Tr (XLF)
46 out of 100Price not final
“5 revealing analyst questions from Credit Acceptance’s Q3 earnings call” scores 46 out of 100. The score uses 1 sources, and 6 linked companies. The price is not final yet.