Geopolitics Alpha

Bank Millennium SA (FRA:1HN) Q3 2026 Earnings Call Highlights: 30% Profit Surge, Strong ...

Published . Updated .

Key takeaways

  • Bank Millennium SA (FRA:1HN) posted PLN1.109 billion in 9M 2026 net profit with 13.8% ROE, double-digit loan and deposit growth, and sharply lower FX mortgage legal costs.
  • Exposed: XLF, KRE, BAC, JPM, WFC
  • Market reaction: price tracking starts with the next trading session.

Market Call

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Bank Millennium SA (FRA:1HN) Q3 2026 Earnings Call Highlights: 30% Profit Surge, Strong ...

Bank Millennium SA (FRA:1HN) posted PLN1.109 billion in 9M 2026 net profit with 13.8% ROE, double-digit loan and deposit growth, and sharply lower FX mortgage legal costs.

Directly affected

  • No company is named in this report.

Indirectly affected

  • XLF Financial Select Sector SPDR-1.6% 30d

    Financial Select Sector SPDR: it holds banks. Linked by “bank” (banks) in this story.

  • KRE SPDR S&P Regional Banking ETF-3.0% 30d

    SPDR S&P Regional Banking ETF: it holds banks. Linked by “bank” (banks) in this story.

  • XLRE Real Estate Select Sector SPDR+2.7% 30d

    Real Estate Select Sector SPDR: it holds property and homebuilding stocks. Linked by “mortgage” (real estate) in this story.

  • BAC Bank of America-11.5% 30d

    Bank of America (national commercial banks): banks' earnings move with lending, deposits and rates. Linked by “bank” (banks) in this story.

  • JPM JPMorgan Chase+0.2% 30d

    JPMorgan Chase (national commercial banks): banks' earnings move with lending, deposits and rates. Linked by “bank” (banks) in this story.

  • WFC Wells Fargo+3.3% 30d

    Wells Fargo (national commercial banks): banks' earnings move with lending, deposits and rates. Linked by “bank” (banks) in this story.

  • C Citigroup-7.1% 30d

    Citigroup (national commercial banks): banks' earnings move with lending, deposits and rates. Linked by “bank” (banks) in this story.

  • PLD Prologis-4.6% 30d

    Prologis (real estate investment trusts): housing and property firms move with mortgage rates and demand. Linked by “mortgage” (real estate) in this story.

Price reaction, T-5 to T+3

TickerT-5T-3T-1T0T+1T+2T+3
XLF-1.85%-1.14%baseafter closeafter closeafter closeafter close
KRE-1.00%-1.14%baseafter closeafter closeafter closeafter close
XLRENo price data for this ticker———————
BAC+2.47%+0.71%baseafter closeafter closeafter closeafter close
JPM+0.41%-0.26%baseafter closeafter closeafter closeafter close
WFC-2.11%-2.46%baseafter closeafter closeafter closeafter close
C+1.17%-0.05%baseafter closeafter closeafter closeafter close
PLDNo price data for this ticker———————

Closing-price change versus T-1, the last close before the story. T0 to T+3 fill in after each market close. Prices: Alpaca IEX.

Bank Millennium SA (FRA:1HN) Q3 2026 Earnings Call Highlights: 30% Profit Surge, Strong ... Yahoo Finance

Source: Yahoo Finance

Select Sector Spdr Tr (XLF) since this story, compared with the market

CompanyWhenMoveStatus
Bank Of America (BAC)three days earlier+0.71%final price
Bank Of America (BAC)five days earlier+2.47%final price
Citigroup (C)three days earlier-0.05%final price
Citigroup (C)five days earlier+1.17%final price
Jpmorgan Chase (JPM)three days earlier-0.26%final price
Jpmorgan Chase (JPM)five days earlier+0.41%final price
Spdr Series Trust (KRE)three days earlier-1.14%final price
Spdr Series Trust (KRE)five days earlier-1.00%final price
Wells Fargo (WFC)three days earlier-2.46%final price
Wells Fargo (WFC)five days earlier-2.11%final price
Select Sector Spdr Tr (XLF)three days earlier-1.14%final price
Select Sector Spdr Tr (XLF)five days earlier-1.85%final price

Congressional trades in the stocks in this story

Public disclosure filings, not a recommendation. The filing link is the source document. News use of these reports still sits under 5 U.S.C. § 13107(c).

Who gains and who loses around Select Sector Spdr Tr (XLF)

Companies mentioned with this story

  • XLF Select Sector Spdr Tr

    Select Sector Spdr Tr (XLF) is linked, with no stored direction, medium confidence in the 4 Nov 2026 story “Bank Millennium SA (FRA:1HN) Q3 2026 Earnings Call Highlights: 30% Profit Surge, Strong ....” Reason on file: Financial Select Sector SPDR: it holds banks. Linked by “bank” (banks) in this story

  • KRE Spdr Series Trust

    In “Bank Millennium SA (FRA:1HN) Q3 2026 Earnings Call Highlights: 30% Profit Surge, Strong ...,” Spdr Series Trust (KRE) is linked, with no stored direction, medium confidence. Reason on file: SPDR S&P Regional Banking ETF: it holds banks. Linked by “bank” (banks) in this story

  • BAC Bank Of America

    Bank Of America (BAC) is linked, with no stored direction, medium confidence in the 4 Nov 2026 story “Bank Millennium SA (FRA:1HN) Q3 2026 Earnings Call Highlights: 30% Profit Surge, Strong ....” Reason on file: Bank of America (national commercial banks): banks' earnings move with lending, deposits and rates. Linked by “bank” (banks) in this story

  • JPM Jpmorgan Chase

    For “Bank Millennium SA (FRA:1HN) Q3 2026 Earnings Call Highlights: 30% Profit Surge, Strong ...,” Jpmorgan Chase (JPM) is linked, with no stored direction, medium confidence. Reason on file: JPMorgan Chase (national commercial banks): banks' earnings move with lending, deposits and rates. Linked by “bank” (banks) in this story

  • WFC Wells Fargo

    In “Bank Millennium SA (FRA:1HN) Q3 2026 Earnings Call Highlights: 30% Profit Surge, Strong ...,” Wells Fargo (WFC) is linked, with no stored direction, medium confidence. Reason on file: Wells Fargo (national commercial banks): banks' earnings move with lending, deposits and rates. Linked by “bank” (banks) in this story

  • C Citigroup

    In “Bank Millennium SA (FRA:1HN) Q3 2026 Earnings Call Highlights: 30% Profit Surge, Strong ...,” Citigroup (C) is linked, with no stored direction, medium confidence. Reason on file: Citigroup (national commercial banks): banks' earnings move with lending, deposits and rates. Linked by “bank” (banks) in this story

Select Sector Spdr Tr (XLF)

On 4 Nov 2026, “Bank Millennium SA (FRA:1HN) Q3 2026 Earnings Call Highlights: 30% Profit Surge, Strong ...” is the story that connects Select Sector Spdr Tr (XLF) to this story.

For Select Sector Spdr Tr (XLF), the reason on file says Financial Select Sector SPDR: it holds banks. Linked by “bank” (banks) in this story

A second company, Spdr Series Trust (KRE), is listed for a different reason: SPDR S&P Regional Banking ETF: it holds banks. Linked by “bank” (banks) in this story

The price range for Select Sector Spdr Tr (XLF), and the dates in the story

BAC traded between 49.26 and 54.92 across 20 sessions. The latest close on file is 49.56. KRE traded between 67.80 and 71.93 across 20 sessions. The latest close on file is 70.61. XLF traded between 52.82 and 56.03 across 20 sessions. The latest close on file is 55.07.

A simple score for Select Sector Spdr Tr (XLF)

46 out of 100

“Bank Millennium SA (FRA:1HN) Q3 2026 Earnings Call Highlights: 30% Profit Surge, Strong ...” scores 46 out of 100. The score uses 1 sources, and 6 linked companies.