Higher mortgage interest rates will hike monthly costs by avg. €150 for many homeowners
Published . Updated .
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In the coming years, more homeowners will face higher monthly costs as mortgage interest rates rise, according to a study by De Nederlandsche Bank (DNB). The DNB estimates that for the average household with a variable interest rate - or one whose fixed-rate period is set to
Directly affected
- No company is named in this report.
Indirectly affected
- TLT iShares 20+ Year Treasury Bond ETF+0.2% 17d
iShares 20+ Year Treasury Bond ETF: Treasury bond prices move with interest-rate expectations. Linked by “interest rates” (US interest rates) in this story.
- IEF iShares 7-10 Year Treasury Bond ETF+0.1% 17d
iShares 7-10 Year Treasury Bond ETF: Treasury bond prices move with interest-rate expectations. Linked by “interest rates” (US interest rates) in this story.
- XLRE Real Estate Select Sector SPDR+5.0% 30d
Real Estate Select Sector SPDR: it holds property and homebuilding stocks. Linked by “mortgage” (real estate) in this story.
- XLF Financial Select Sector SPDR+0.4% 17d
Financial Select Sector SPDR: it holds banks. Linked by “bank” (banks) in this story.
- JPM JPMorgan Chase-1.4% 30d
JPMorgan Chase (national commercial banks): rate changes move lenders' margins and borrowers' demand. Linked by “interest rates” (US interest rates) in this story.
- BAC Bank of America-12.4% 30d
Bank of America (national commercial banks): rate changes move lenders' margins and borrowers' demand. Linked by “interest rates” (US interest rates) in this story.
- PLD Prologis-3.0% 30d
Prologis (real estate investment trusts): housing and property firms move with mortgage rates and demand. Linked by “mortgage” (real estate) in this story.
- DHI D.R. Horton+4.2% 30d
D.R. Horton (operative builders): housing and property firms move with mortgage rates and demand. Linked by “mortgage” (real estate) in this story.
Price reaction, T-5 to T+3
| Ticker | T-5 | T-3 | T-1 | T0 | T+1 | T+2 | T+3 |
|---|---|---|---|---|---|---|---|
| TLT | +1.21% | +1.27% | base | -1.49% | after close | after close | after close |
| IEF | +1.16% | +0.95% | base | -0.70% | after close | after close | after close |
| XLRE | -0.63% | +0.16% | base | -0.53% | after close | after close | after close |
| XLF | -1.84% | -1.07% | base | -0.72% | after close | after close | after close |
| JPM | -1.72% | -0.42% | base | -0.17% | after close | after close | after close |
| BAC | -1.69% | -0.16% | base | -0.24% | after close | after close | after close |
| PLD | -1.13% | +0.39% | base | -1.12% | after close | after close | after close |
| DHI | +6.90% | +5.54% | base | -2.07% | after close | after close | after close |
Closing-price change versus T-1, the last close before the story. T0 to T+3 fill in after each market close. Prices: Alpaca IEX.
Higher mortgage interest rates will hike monthly costs by avg. €150 for many homeowners NL Times
Source: NL Times
How far Ishares Tr (TLT) has moved since 12 Nov 2026
| Company | When | Move | Status |
|---|---|---|---|
| Bank Of America (BAC) | that day | -0.24% | final price |
| Bank Of America (BAC) | three days earlier | -0.16% | final price |
| Bank Of America (BAC) | five days earlier | -1.69% | final price |
| Horton D R (DHI) | that day | -2.07% | final price |
| Horton D R (DHI) | three days earlier | +5.54% | final price |
| Horton D R (DHI) | five days earlier | +6.90% | final price |
| Ishares Tr (IEF) | that day | -0.70% | final price |
| Ishares Tr (IEF) | three days earlier | +0.95% | final price |
| Ishares Tr (IEF) | five days earlier | +1.16% | final price |
| Jpmorgan Chase (JPM) | that day | -0.17% | final price |
| Jpmorgan Chase (JPM) | three days earlier | -0.42% | final price |
| Jpmorgan Chase (JPM) | five days earlier | -1.72% | final price |
| Prologis (PLD) | that day | -1.12% | final price |
| Prologis (PLD) | three days earlier | +0.39% | final price |
| Prologis (PLD) | five days earlier | -1.13% | final price |
| Ishares Tr (TLT) | that day | -1.49% | final price |
| Ishares Tr (TLT) | three days earlier | +1.27% | final price |
| Ishares Tr (TLT) | five days earlier | +1.21% | final price |
| XLF | that day | -0.72% | final price |
| XLF | three days earlier | -1.07% | final price |
| XLF | five days earlier | -1.84% | final price |
| Select Sector Spdr Tr (XLRE) | that day | -0.53% | final price |
| Select Sector Spdr Tr (XLRE) | three days earlier | +0.16% | final price |
| Select Sector Spdr Tr (XLRE) | five days earlier | -0.63% | final price |
Trades by members of Congress and officials in the stocks in this story
- Sen. John Boozman bought Ishares Tr (IEF) (jointly held), worth $1,001 - $15,000 on 9 Sep 2026. That is 64 days before publication. Filed 21 Oct 2026. View the filing.
- Rep. Rohit Khanna bought Jpmorgan Chase (JPM) (held by a dependent child), worth $1,001 - $15,000 on 15 Oct 2026. That is 28 days before publication. Filed 5 Nov 2026. View the filing.
- Rep. Rohit Khanna bought Jpmorgan Chase (JPM) (held by a spouse), worth $100,001 - $250,000 on 8 Oct 2026. That is 35 days before publication. Filed 5 Nov 2026. View the filing.
- Sen. Sheldon Whitehouse sold Jpmorgan Chase (JPM) (held by a spouse), worth $15,001 - $50,000 on 4 Sep 2026. That is 69 days before publication. Filed 1 Oct 2026. View the filing.
- Rep. Rohit Khanna bought Bank Of America (BAC) (held by a spouse), worth $1,001 - $15,000 on 20 Oct 2026. That is 23 days before publication. Filed 5 Nov 2026. View the filing.
- Rep. Rohit Khanna sold Bank Of America (BAC) (held by a dependent child), worth $1,001 - $15,000 on 13 Oct 2026. That is 30 days before publication. Filed 5 Nov 2026. View the filing.
- Rep. Rohit Khanna sold Bank Of America (BAC) (held by a spouse), worth $1,001 - $15,000 on 9 Sep 2026. That is 64 days before publication. Filed 7 Oct 2026. View the filing.
- Rep. David J. Taylor bought Prologis (PLD), worth $1,001 - $15,000 on 15 Oct 2026. That is 28 days before publication. Filed 29 Oct 2026. View the filing.
- Rep. Rohit Khanna sold Prologis (PLD) (held by a spouse), worth $1,001 - $15,000 on 25 Sep 2026. That is 48 days before publication. Filed 7 Oct 2026. View the filing.
- Rep. Rohit Khanna sold Prologis (PLD) (held by a dependent child), worth $15,001 - $50,000 on 11 Sep 2026. That is 62 days before publication. Filed 7 Oct 2026. View the filing.
- Donald J Trump, an executive branch official, bought Horton D R (DHI), worth $15,001 - $50,000 on 17 Aug 2026. That is 87 days before publication. Filed 8 Oct 2026. View the filing.
- Rep. Rohit Khanna sold Lennar (LEN) (held by a spouse), worth $1,001 - $15,000 on 25 Sep 2026. That is 48 days before publication. Filed 7 Oct 2026. View the filing.
Public disclosure filings, not a recommendation. The filing link is the source document. News use of these reports still sits under 5 U.S.C. § 13107(c).
Who gains and who loses around Ishares Tr (TLT)
Companies mentioned with this story
- TLT Ishares Tr
Ishares Tr (TLT) is linked, with no stored direction, medium confidence in the 12 Nov 2026 story “Higher mortgage interest rates will hike monthly costs by avg. €150 for many homeowners.” Reason on file: iShares 20+ Year Treasury Bond ETF: Treasury bond prices move with interest-rate expectations. Linked by “interest rates” (US interest rates) in this story
- IEF Ishares Tr
In “Higher mortgage interest rates will hike monthly costs by avg. €150 for many homeowners,” Ishares Tr (IEF) is linked, with no stored direction, medium confidence. Reason on file: iShares 7-10 Year Treasury Bond ETF: Treasury bond prices move with interest-rate expectations. Linked by “interest rates” (US interest rates) in this story
- XLRE Select Sector Spdr Tr
In “Higher mortgage interest rates will hike monthly costs by avg. €150 for many homeowners,” Select Sector Spdr Tr (XLRE) is linked, with no stored direction, medium confidence. Reason on file: Real Estate Select Sector SPDR: it holds property and homebuilding stocks. Linked by “mortgage” (real estate) in this story
- JPM Jpmorgan Chase
For “Higher mortgage interest rates will hike monthly costs by avg. €150 for many homeowners,” Jpmorgan Chase (JPM) is linked, with no stored direction, medium confidence. Reason on file: JPMorgan Chase (national commercial banks): rate changes move lenders' margins and borrowers' demand. Linked by “interest rates” (US interest rates) in this story
- PLD Prologis
Prologis (PLD) is linked, with no stored direction, medium confidence in the 12 Nov 2026 story “Higher mortgage interest rates will hike monthly costs by avg. €150 for many homeowners.” Reason on file: Prologis (real estate investment trusts): housing and property firms move with mortgage rates and demand. Linked by “mortgage” (real estate) in this story
- BAC Bank Of America
In “Higher mortgage interest rates will hike monthly costs by avg. €150 for many homeowners,” Bank Of America (BAC) is linked, with no stored direction, medium confidence. Reason on file: Bank of America (national commercial banks): rate changes move lenders' margins and borrowers' demand. Linked by “interest rates” (US interest rates) in this story
- DHI Horton D R
Horton D R (DHI) is linked, with no stored direction, medium confidence in the 12 Nov 2026 story “Higher mortgage interest rates will hike monthly costs by avg. €150 for many homeowners.” Reason on file: D.R. Horton (operative builders): housing and property firms move with mortgage rates and demand. Linked by “mortgage” (real estate) in this story
- LEN Lennar
Lennar (LEN) is linked, with no stored direction, medium confidence in the 12 Nov 2026 story “Higher mortgage interest rates will hike monthly costs by avg. €150 for many homeowners.” Reason on file: Lennar (general bldg contractors - residential bldgs): housing and property firms move with mortgage rates and demand. Linked by “mortgage” (real estate) in this story
Ishares Tr (TLT)
On 12 Nov 2026, “Higher mortgage interest rates will hike monthly costs by avg. €150 for many homeowners” is the story that connects Ishares Tr (TLT) to this story.
What ties Ishares Tr (TLT) to the headline is this: iShares 20+ Year Treasury Bond ETF: Treasury bond prices move with interest-rate expectations. Linked by “interest rates” (US interest rates) in this story
Ishares Tr (IEF) is here too. Its reason reads: iShares 7-10 Year Treasury Bond ETF: Treasury bond prices move with interest-rate expectations. Linked by “interest rates” (US interest rates) in this story
Dates in the story, and the Ishares Tr (TLT) price range
IEF traded between 88.64 and 90.69 across 15 sessions. The latest close on file is 90.08. TLT traded between 76.44 and 80.56 across 15 sessions. The latest close on file is 79.46. XLRE traded between 40.28 and 43.70 across 20 sessions. The latest close on file is 43.64.
What the saved facts support for Ishares Tr (TLT)
46 out of 100
“Higher mortgage interest rates will hike monthly costs by avg. €150 for many homeowners” scores 46 out of 100. The score uses 1 sources, and 8 linked companies.