Home loan interest rates for Diwali 2026: Planning to buy a house? Check rates starting at 7.25% across major banks
Published . Updated .
Key takeaways
Market Call
Think this story will push the stock up or down over the next three trading days? Make a free call and see what other readers think. Points are play money with no cash value.
Get these market calls by email
The week's biggest market-moving stories, Congress trades and Trump posts, with the tickers they touch. Free, one email a week.
Free. We only use your email to send the digest, never sell or share it, and every email has a one-click unsubscribe link. See our privacy policy.
New Delhi, Nov. 4 -- With Diwali approaching on 8 November, prospective homebuyers looking to turn the festive season into an opportunity to purchase their dream house may also be evaluating their financing options. While property developers are rolling out festive offers, home
Directly affected
- No company is named in this report.
Indirectly affected
- XLF Financial Select Sector SPDR-1.4% 30d
Financial Select Sector SPDR: it holds banks. Linked by “banks” (banks) in this story.
- KRE SPDR S&P Regional Banking ETF-3.0% 30d
SPDR S&P Regional Banking ETF: it holds banks. Linked by “banks” (banks) in this story.
- INDA iShares MSCI India ETF-4.1% 17d
iShares MSCI India ETF holds stocks listed in India, which this story is about (“new delhi”).
- CEW WisdomTree Emerging Currency Strategy Fund
WisdomTree Emerging Currency Strategy Fund holds emerging-market currencies, which move on news like this from India.
- EMB iShares J.P. Morgan USD Emerging Markets Bond ETF-2.6% 8d
iShares J.P. Morgan USD Emerging Markets Bond ETF holds emerging-market government bonds, which react to inflation and interest-rate news like this one in India
- EMLC VanEck J.P. Morgan EM Local Currency Bond ETF-2.9% 30d
VanEck J.P. Morgan EM Local Currency Bond ETF holds emerging-market bonds in local currencies, which move with rate and currency news like this from India.
- EEM iShares MSCI Emerging Markets ETF-1.7% 19d
iShares MSCI Emerging Markets ETF is a broad fund of emerging-market stocks that includes India
- JPM JPMorgan Chase+0.1% 30d
JPMorgan Chase (national commercial banks): banks' earnings move with lending, deposits and rates. Linked by “banks” (banks) in this story.
Price reaction, T-5 to T+3
| Ticker | T-5 | T-3 | T-1 | T0 | T+1 | T+2 | T+3 |
|---|---|---|---|---|---|---|---|
| XLF | -3.78% | -2.75% | base | after close | after close | after close | after close |
| KRE | -1.70% | -0.54% | base | after close | after close | after close | after close |
| INDA | -5.24% | -3.20% | base | after close | after close | after close | after close |
| CEW | +0.00% | +0.00% | base | after close | after close | after close | after close |
| EMB | -0.15% | -0.65% | base | after close | after close | after close | after close |
| EMLC | -0.22% | -0.61% | base | after close | after close | after close | after close |
| EEM | +1.82% | -0.81% | base | after close | after close | after close | after close |
| JPM | -2.45% | -3.27% | base | after close | after close | after close | after close |
Closing-price change versus T-1, the last close before the story. T0 to T+3 fill in after each market close. Prices: Alpaca IEX.
Home loan interest rates for Diwali 2026: Planning to buy a house? Check rates starting at 7.25% across major banks TradingView
Source: TradingView
The price since 4 Nov 2026: Select Sector Spdr Tr (XLF) versus the S&P 500
| Company | When | Move | Status |
|---|---|---|---|
| CEW | three days earlier | 0.00% | final price |
| CEW | five days earlier | 0.00% | final price |
| EEM | three days earlier | -0.81% | final price |
| EEM | five days earlier | +1.82% | final price |
| EMB | three days earlier | -0.65% | final price |
| EMB | five days earlier | -0.15% | final price |
| EMLC | three days earlier | -0.61% | final price |
| EMLC | five days earlier | -0.22% | final price |
| INDA | three days earlier | -3.20% | final price |
| INDA | five days earlier | -5.24% | final price |
| Jpmorgan Chase (JPM) | three days earlier | -3.27% | final price |
| Jpmorgan Chase (JPM) | five days earlier | -2.45% | final price |
| Spdr Series Trust (KRE) | three days earlier | -0.54% | final price |
| Spdr Series Trust (KRE) | five days earlier | -1.70% | final price |
| Select Sector Spdr Tr (XLF) | three days earlier | -2.75% | final price |
| Select Sector Spdr Tr (XLF) | five days earlier | -3.78% | final price |
Trades by members of Congress and officials in the stocks in this story
- Sen. Sheldon Whitehouse sold Jpmorgan Chase (JPM) (held by a spouse), worth $15,001 - $50,000 on 4 Sep 2026. That is 61 days before publication. Filed 1 Oct 2026. View the filing.
- Sen. Sheldon Whitehouse sold Jpmorgan Chase (JPM), worth $15,001 - $50,000 on 4 Sep 2026. That is 61 days before publication. Filed 1 Oct 2026. View the filing.
- Rep. Rohit Khanna bought Jpmorgan Chase (JPM) (held by a spouse), worth $100,001 - $250,000 on 27 Aug 2026. That is 69 days before publication. Filed 4 Sep 2026. View the filing.
- Rep. Rohit Khanna sold Bank Of America (BAC) (held by a spouse), worth $1,001 - $15,000 on 9 Sep 2026. That is 56 days before publication. Filed 7 Oct 2026. View the filing.
- Rep. Laurel Lee sold Bank Of America (BAC) (held by a spouse), worth $50,001 - $100,000 on 24 Aug 2026. That is 72 days before publication. Filed 16 Oct 2026. View the filing.
- Rep. Rohit Khanna bought Wells Fargo (WFC) (held by a spouse), worth $1,001 - $15,000 on 25 Sep 2026. That is 40 days before publication. Filed 7 Oct 2026. View the filing.
- Rep. Rohit Khanna bought Wells Fargo (WFC) (held by a dependent child), worth $15,001 - $50,000 on 17 Sep 2026. That is 48 days before publication. Filed 7 Oct 2026. View the filing.
- Rep. Rohit Khanna bought Wells Fargo (WFC) (held by a dependent child), worth $1,001 - $15,000 on 15 Sep 2026. That is 50 days before publication. Filed 7 Oct 2026. View the filing.
- Rep. Maria Elvira Salazar sold Citigroup (C), worth $1,001 - $15,000 on 24 Sep 2026. That is 41 days before publication. Filed 7 Oct 2026. View the filing.
- Rep. Rohit Khanna bought Citigroup (C) (held by a spouse), worth $1,001 - $15,000 on 4 Sep 2026. That is 61 days before publication. Filed 7 Oct 2026. View the filing.
- Donald J Trump, an executive branch official, bought Horton D R (DHI), worth $15,001 - $50,000 on 17 Aug 2026. That is 79 days before publication. Filed 8 Oct 2026. View the filing.
Public disclosure filings, not a recommendation. The filing link is the source document. News use of these reports still sits under 5 U.S.C. § 13107(c).
Who gains and who loses around Select Sector Spdr Tr (XLF)
Companies tied to this story
- XLF Select Sector Spdr Tr
Select Sector Spdr Tr (XLF) is linked, with no stored direction, medium confidence in the 4 Nov 2026 story “Home loan interest rates for Diwali 2026: Planning to buy a house? Check rates starting at 7.25% across major banks.” Reason on file: Financial Select Sector SPDR: it holds banks. Linked by “banks” (banks) in this story
- KRE Spdr Series Trust
In “Home loan interest rates for Diwali 2026: Planning to buy a house? Check rates starting at 7.25% across major banks,” Spdr Series Trust (KRE) is linked, with no stored direction, medium confidence. Reason on file: SPDR S&P Regional Banking ETF: it holds banks. Linked by “banks” (banks) in this story
- TLT Ishares Tr
For “Home loan interest rates for Diwali 2026: Planning to buy a house? Check rates starting at 7.25% across major banks,” Ishares Tr (TLT) is linked, with no stored direction, medium confidence. Reason on file: iShares 20+ Year Treasury Bond ETF: Treasury bond prices move with interest-rate expectations. Linked by “interest rates” (US interest rates) in this story
- JPM Jpmorgan Chase
For “Home loan interest rates for Diwali 2026: Planning to buy a house? Check rates starting at 7.25% across major banks,” Jpmorgan Chase (JPM) is linked, with no stored direction, medium confidence. Reason on file: JPMorgan Chase (national commercial banks): banks' earnings move with lending, deposits and rates. Linked by “banks” (banks) in this story
- BAC Bank Of America
Bank Of America (BAC) is linked, with no stored direction, medium confidence in the 4 Nov 2026 story “Home loan interest rates for Diwali 2026: Planning to buy a house? Check rates starting at 7.25% across major banks.” Reason on file: Bank of America (national commercial banks): banks' earnings move with lending, deposits and rates. Linked by “banks” (banks) in this story
- WFC Wells Fargo
Wells Fargo (WFC) is linked, with no stored direction, medium confidence in the 4 Nov 2026 story “Home loan interest rates for Diwali 2026: Planning to buy a house? Check rates starting at 7.25% across major banks.” Reason on file: Wells Fargo (national commercial banks): banks' earnings move with lending, deposits and rates. Linked by “banks” (banks) in this story
- C Citigroup
In “Home loan interest rates for Diwali 2026: Planning to buy a house? Check rates starting at 7.25% across major banks,” Citigroup (C) is linked, with no stored direction, medium confidence. Reason on file: Citigroup (national commercial banks): banks' earnings move with lending, deposits and rates. Linked by “banks” (banks) in this story
- DHI Horton D R
In “Home loan interest rates for Diwali 2026: Planning to buy a house? Check rates starting at 7.25% across major banks,” Horton D R (DHI) is linked, with no stored direction, medium confidence. Reason on file: D.R. Horton (operative builders): rate changes move lenders' margins and borrowers' demand. Linked by “interest rates” (US interest rates) in this story
Select Sector Spdr Tr (XLF)
Select Sector Spdr Tr (XLF) is the company in “Home loan interest rates for Diwali 2026: Planning to buy a house? Check rates starting at 7.25% across major banks,” the 4 Nov 2026 this story story.
The link for Select Sector Spdr Tr (XLF) is this: Financial Select Sector SPDR: it holds banks. Linked by “banks” (banks) in this story
A second company, Spdr Series Trust (KRE), is listed for a different reason: SPDR S&P Regional Banking ETF: it holds banks. Linked by “banks” (banks) in this story
Dates and price levels for Select Sector Spdr Tr (XLF)
KRE traded between 67.80 and 71.93 across 20 sessions. The latest close on file is 70.61. TLT traded between 76.44 and 81.94 across 20 sessions. The latest close on file is 79.46. XLF traded between 52.82 and 56.03 across 20 sessions. The latest close on file is 55.07.
What the saved facts support for Select Sector Spdr Tr (XLF)
46 out of 100
“Home loan interest rates for Diwali 2026: Planning to buy a house? Check rates starting at 7.25% across major banks” scores 46 out of 100. The score uses 1 sources, and 8 linked companies.