Loan interest rates are polarized, making it difficult for small businesses to access capital.
Published . Updated .
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This report is about US interest rates and banks.
Directly affected
- No company is named in this report.
Indirectly affected
- TLT iShares 20+ Year Treasury Bond ETF+1.1% 16d
iShares 20+ Year Treasury Bond ETF: Treasury bond prices move with interest-rate expectations. Linked by “interest rates” (US interest rates) in this story.
- IEF iShares 7-10 Year Treasury Bond ETF+0.6% 16d
iShares 7-10 Year Treasury Bond ETF: Treasury bond prices move with interest-rate expectations. Linked by “interest rates” (US interest rates) in this story.
- XLF Financial Select Sector SPDR+1.6% 16d
Financial Select Sector SPDR: it holds banks. Linked by “loan” (banks) in this story.
- JPM JPMorgan Chase+0.4% 30d
JPMorgan Chase (national commercial banks): rate changes move lenders' margins and borrowers' demand. Linked by “interest rates” (US interest rates) in this story.
- BAC Bank of America-10.5% 30d
Bank of America (national commercial banks): rate changes move lenders' margins and borrowers' demand. Linked by “interest rates” (US interest rates) in this story.
- WFC Wells Fargo+5.8% 30d
Wells Fargo (national commercial banks): banks' earnings move with lending, deposits and rates. Linked by “loan” (banks) in this story.
- C Citigroup-5.0% 30d
Citigroup (national commercial banks): banks' earnings move with lending, deposits and rates. Linked by “loan” (banks) in this story.
- DHI D.R. Horton+3.6% 30d
D.R. Horton (operative builders): rate changes move lenders' margins and borrowers' demand. Linked by “interest rates” (US interest rates) in this story.
Price reaction, T-5 to T+3
| Ticker | T-5 | T-3 | T-1 | T0 | T+1 | T+2 | T+3 |
|---|---|---|---|---|---|---|---|
| TLT | -0.20% | -1.03% | base | -0.17% | -0.93% | -0.10% | +0.08% |
| IEF | -0.69% | -0.98% | base | -0.25% | -0.64% | -0.12% | +0.26% |
| XLF | -0.87% | -0.73% | base | +1.79% | +1.15% | +4.67% | +1.89% |
| JPM | -0.92% | +0.67% | base | +1.05% | +0.26% | +4.47% | -0.01% |
| BAC | +1.08% | +1.74% | base | -0.89% | -0.71% | +3.24% | +0.07% |
| WFC | -0.93% | +0.36% | base | +2.97% | +2.52% | +4.79% | +1.66% |
| C | -1.29% | +1.22% | base | +0.38% | +0.05% | +2.02% | -3.39% |
| DHI | +0.34% | -2.12% | base | +4.74% | -0.54% | +7.55% | +7.94% |
Closing-price change versus T-1, the last close before the story. T0 to T+3 fill in after each market close. Prices: Alpaca IEX.
Loan interest rates are polarized, making it difficult for small businesses to access capital. Vietnam.vn
Source: Vietnam.vn
This story
| Company | When | Move | Status |
|---|---|---|---|
| BAC | that day | -0.89% | final price |
| BAC | the next day | -0.71% | final price |
| BAC | two days later | +3.24% | final price |
| BAC | three days later | +0.07% | final price |
| BAC | three days earlier | +1.74% | final price |
| BAC | five days earlier | +1.08% | final price |
| C | that day | +0.38% | final price |
| C | the next day | +0.05% | final price |
| C | two days later | +2.02% | final price |
| C | three days later | -3.39% | final price |
| C | three days earlier | +1.22% | final price |
| C | five days earlier | -1.29% | final price |
| DHI | that day | +4.74% | final price |
| DHI | the next day | -0.54% | final price |
| DHI | two days later | +7.55% | final price |
| DHI | three days later | +7.94% | final price |
| DHI | three days earlier | -2.12% | final price |
| DHI | five days earlier | +0.34% | final price |
| IEF | that day | -0.25% | final price |
| IEF | the next day | -0.64% | final price |
| IEF | two days later | -0.12% | final price |
| IEF | three days later | +0.26% | final price |
| IEF | three days earlier | -0.98% | final price |
| IEF | five days earlier | -0.69% | final price |
| JPM | that day | +1.05% | final price |
| JPM | the next day | +0.26% | final price |
| JPM | two days later | +4.47% | final price |
| JPM | three days later | -0.01% | final price |
| JPM | three days earlier | +0.67% | final price |
| JPM | five days earlier | -0.92% | final price |
| TLT | that day | -0.17% | final price |
| TLT | the next day | -0.93% | final price |
| TLT | two days later | -0.10% | final price |
| TLT | three days later | +0.08% | final price |
| TLT | three days earlier | -1.03% | final price |
| TLT | five days earlier | -0.20% | final price |
| WFC | that day | +2.97% | final price |
| WFC | the next day | +2.52% | final price |
| WFC | two days later | +4.79% | final price |
| WFC | three days later | +1.66% | final price |
| WFC | three days earlier | +0.36% | final price |
| WFC | five days earlier | -0.93% | final price |
| XLF | that day | +1.79% | final price |
| XLF | the next day | +1.15% | final price |
| XLF | two days later | +4.67% | final price |
| XLF | three days later | +1.89% | final price |
| XLF | three days earlier | -0.73% | final price |
| XLF | five days earlier | -0.87% | final price |
Congressional trades in the stocks in this story
- Sen. John Boozman bought IEF (jointly held), worth $1,001 - $15,000 on 9 Sep 2026. That is 54 days before publication. Filed 21 Oct 2026. View the filing.
- Rep. Rohit Khanna bought Jpmorgan Chase (JPM) (held by a dependent child), worth $1,001 - $15,000 on 15 Oct 2026. That is 18 days before publication. Filed 5 Nov 2026. View the filing.
- Rep. Rohit Khanna bought Jpmorgan Chase (JPM) (held by a spouse), worth $100,001 - $250,000 on 8 Oct 2026. That is 25 days before publication. Filed 5 Nov 2026. View the filing.
- Sen. Sheldon Whitehouse sold Jpmorgan Chase (JPM) (held by a spouse), worth $15,001 - $50,000 on 4 Sep 2026. That is 59 days before publication. Filed 1 Oct 2026. View the filing.
- Rep. Rohit Khanna bought Bank Of America (BAC) (held by a spouse), worth $1,001 - $15,000 on 20 Oct 2026. That is 13 days before publication. Filed 5 Nov 2026. View the filing.
- Rep. Rohit Khanna sold Bank Of America (BAC) (held by a dependent child), worth $1,001 - $15,000 on 13 Oct 2026. That is 20 days before publication. Filed 5 Nov 2026. View the filing.
- Rep. Rohit Khanna sold Bank Of America (BAC) (held by a spouse), worth $1,001 - $15,000 on 9 Sep 2026. That is 54 days before publication. Filed 7 Oct 2026. View the filing.
- Rep. Gilbert Cisneros bought Wells Fargo (WFC), worth $1,001 - $15,000 on 20 Oct 2026. That is 13 days before publication. Filed 10 Nov 2026. View the filing.
- Rep. Rohit Khanna bought Wells Fargo (WFC) (held by a dependent child), worth $250,001 - $500,000 on 15 Oct 2026. That is 18 days before publication. Filed 5 Nov 2026. View the filing.
- Rep. Rohit Khanna bought Wells Fargo (WFC) (held by a spouse), worth $1,001 - $15,000 on 1 Oct 2026. That is 32 days before publication. Filed 5 Nov 2026. View the filing.
- Rep. Maria Elvira Salazar sold Citigroup (C), worth $1,001 - $15,000 on 24 Sep 2026. That is 39 days before publication. Filed 7 Oct 2026. View the filing.
- Rep. Rohit Khanna bought Citigroup (C) (held by a spouse), worth $1,001 - $15,000 on 4 Sep 2026. That is 59 days before publication. Filed 7 Oct 2026. View the filing.
Public disclosure filings, not a recommendation. The filing link is the source document. News use of these reports still sits under 5 U.S.C. § 13107(c).
This story
12 out of 100
“Loan interest rates are polarized, making it difficult for small businesses to access capital.” scores 12 out of 100. The score uses 1 sources.