Mortgage and refinance interest rates today, Tuesday, November 3, 2026: Mortgage rates continue to move lower ahead of election day
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This report is about US interest rates and real estate.
Directly affected
- No company is named in this report.
Indirectly affected
- TLT iShares 20+ Year Treasury Bond ETF-1.6% 30d
iShares 20+ Year Treasury Bond ETF: Treasury bond prices move with interest-rate expectations. Linked by “interest rates” (US interest rates) in this story.
- IEF iShares 7-10 Year Treasury Bond ETF-0.8% 30d
iShares 7-10 Year Treasury Bond ETF: Treasury bond prices move with interest-rate expectations. Linked by “interest rates” (US interest rates) in this story.
- XLRE Real Estate Select Sector SPDR+1.3% 30d
Real Estate Select Sector SPDR: it holds property and homebuilding stocks. Linked by “mortgage” (real estate) in this story.
- JPM JPMorgan Chase-4.3% 30d
JPMorgan Chase (national commercial banks): rate changes move lenders' margins and borrowers' demand. Linked by “interest rates” (US interest rates) in this story.
- BAC Bank of America-11.1% 30d
Bank of America (national commercial banks): rate changes move lenders' margins and borrowers' demand. Linked by “interest rates” (US interest rates) in this story.
- PLD Prologis-5.8% 30d
Prologis (real estate investment trusts): housing and property firms move with mortgage rates and demand. Linked by “mortgage” (real estate) in this story.
- DHI D.R. Horton+4.1% 30d
D.R. Horton (operative builders): housing and property firms move with mortgage rates and demand. Linked by “mortgage” (real estate) in this story.
- LEN Lennar+8.5% 30d
Lennar (general bldg contractors - residential bldgs): housing and property firms move with mortgage rates and demand. Linked by “mortgage” (real estate) in this story.
Price reaction, T-5 to T+3
| Ticker | T-5 | T-3 | T-1 | T0 | T+1 | T+2 | T+3 |
|---|---|---|---|---|---|---|---|
| TLT | -0.10% | -0.30% | base | after close | after close | after close | after close |
| IEF | -0.44% | -0.28% | base | after close | after close | after close | after close |
| XLRE | -2.75% | -1.34% | base | after close | after close | after close | after close |
| JPM | -1.44% | +0.85% | base | after close | after close | after close | after close |
| BAC | +2.23% | +3.18% | base | after close | after close | after close | after close |
| PLD | -2.46% | -1.27% | base | after close | after close | after close | after close |
| DHI | -3.87% | -4.22% | base | after close | after close | after close | after close |
| LEN | -7.11% | -6.11% | base | after close | after close | after close | after close |
Closing-price change versus T-1, the last close before the story. T0 to T+3 fill in after each market close. Prices: Alpaca IEX.
Mortgage and refinance interest rates today, Tuesday, November 3, 2026: Mortgage rates continue to move lower ahead of election day Yahoo Finance
Source: Yahoo Finance
Price since this story was published: Ishares Tr (TLT)
| Company | When | Move | Status |
|---|---|---|---|
| Bank Of America (BAC) | three days earlier | +3.18% | final price |
| Bank Of America (BAC) | five days earlier | +2.23% | final price |
| Horton D R (DHI) | three days earlier | -4.22% | final price |
| Horton D R (DHI) | five days earlier | -3.87% | final price |
| Ishares Tr (IEF) | three days earlier | -0.28% | final price |
| Ishares Tr (IEF) | five days earlier | -0.44% | final price |
| Jpmorgan Chase (JPM) | three days earlier | +0.85% | final price |
| Jpmorgan Chase (JPM) | five days earlier | -1.44% | final price |
| Lennar (LEN) | three days earlier | -6.11% | final price |
| Lennar (LEN) | five days earlier | -7.11% | final price |
| Prologis (PLD) | three days earlier | -1.27% | final price |
| Prologis (PLD) | five days earlier | -2.46% | final price |
| Ishares Tr (TLT) | three days earlier | -0.30% | final price |
| Ishares Tr (TLT) | five days earlier | -0.10% | final price |
| Select Sector Spdr Tr (XLRE) | three days earlier | -1.34% | final price |
| Select Sector Spdr Tr (XLRE) | five days earlier | -2.75% | final price |
Trades by members of Congress and officials in the stocks in this story
- Sen. John Boozman bought Ishares Tr (IEF) (jointly held), worth $1,001 - $15,000 on 9 Sep 2026. That is 55 days before publication. Filed 21 Oct 2026. View the filing.
- Sen. Sheldon Whitehouse sold Jpmorgan Chase (JPM) (held by a spouse), worth $15,001 - $50,000 on 4 Sep 2026. That is 60 days before publication. Filed 1 Oct 2026. View the filing.
- Sen. Sheldon Whitehouse sold Jpmorgan Chase (JPM), worth $15,001 - $50,000 on 4 Sep 2026. That is 60 days before publication. Filed 1 Oct 2026. View the filing.
- Rep. Rohit Khanna bought Jpmorgan Chase (JPM) (held by a spouse), worth $100,001 - $250,000 on 27 Aug 2026. That is 68 days before publication. Filed 4 Sep 2026. View the filing.
- Rep. Rohit Khanna sold Bank Of America (BAC) (held by a spouse), worth $1,001 - $15,000 on 9 Sep 2026. That is 55 days before publication. Filed 7 Oct 2026. View the filing.
- Rep. Laurel Lee sold Bank Of America (BAC) (held by a spouse), worth $50,001 - $100,000 on 24 Aug 2026. That is 71 days before publication. Filed 16 Oct 2026. View the filing.
- Rep. David J. Taylor bought Prologis (PLD), worth $1,001 - $15,000 on 15 Oct 2026. That is 19 days before publication. Filed 29 Oct 2026. View the filing.
- Rep. Rohit Khanna sold Prologis (PLD) (held by a spouse), worth $1,001 - $15,000 on 25 Sep 2026. That is 39 days before publication. Filed 7 Oct 2026. View the filing.
- Rep. Rohit Khanna sold Prologis (PLD) (held by a dependent child), worth $15,001 - $50,000 on 11 Sep 2026. That is 53 days before publication. Filed 7 Oct 2026. View the filing.
- Donald J Trump, an executive branch official, bought Horton D R (DHI), worth $15,001 - $50,000 on 17 Aug 2026. That is 78 days before publication. Filed 8 Oct 2026. View the filing.
- Rep. Rohit Khanna sold Lennar (LEN) (held by a spouse), worth $1,001 - $15,000 on 25 Sep 2026. That is 39 days before publication. Filed 7 Oct 2026. View the filing.
- Rep. Rohit Khanna sold Lennar (LEN) (held by a dependent child), worth $1,001 - $15,000 on 11 Sep 2026. That is 53 days before publication. Filed 7 Oct 2026. View the filing.
Public disclosure filings, not a recommendation. The filing link is the source document. News use of these reports still sits under 5 U.S.C. § 13107(c).
Who gains and who loses around Ishares Tr (TLT)
Companies mentioned with this story
- TLT Ishares Tr
Ishares Tr (TLT) is linked, with no stored direction, medium confidence in the 3 Nov 2026 story “Mortgage and refinance interest rates today, Tuesday, November 3, 2026: Mortgage rates continue to move lower ahead of election day.” Reason on file: iShares 20+ Year Treasury Bond ETF: Treasury bond prices move with interest-rate expectations. Linked by “interest rates” (US interest rates) in this story
- IEF Ishares Tr
For “Mortgage and refinance interest rates today, Tuesday, November 3, 2026: Mortgage rates continue to move lower ahead of election day,” Ishares Tr (IEF) is linked, with no stored direction, medium confidence. Reason on file: iShares 7-10 Year Treasury Bond ETF: Treasury bond prices move with interest-rate expectations. Linked by “interest rates” (US interest rates) in this story
- XLRE Select Sector Spdr Tr
In “Mortgage and refinance interest rates today, Tuesday, November 3, 2026: Mortgage rates continue to move lower ahead of election day,” Select Sector Spdr Tr (XLRE) is linked, with no stored direction, medium confidence. Reason on file: Real Estate Select Sector SPDR: it holds property and homebuilding stocks. Linked by “mortgage” (real estate) in this story
- JPM Jpmorgan Chase
For “Mortgage and refinance interest rates today, Tuesday, November 3, 2026: Mortgage rates continue to move lower ahead of election day,” Jpmorgan Chase (JPM) is linked, with no stored direction, medium confidence. Reason on file: JPMorgan Chase (national commercial banks): rate changes move lenders' margins and borrowers' demand. Linked by “interest rates” (US interest rates) in this story
- PLD Prologis
In “Mortgage and refinance interest rates today, Tuesday, November 3, 2026: Mortgage rates continue to move lower ahead of election day,” Prologis (PLD) is linked, with no stored direction, medium confidence. Reason on file: Prologis (real estate investment trusts): housing and property firms move with mortgage rates and demand. Linked by “mortgage” (real estate) in this story
- BAC Bank Of America
Bank Of America (BAC) is linked, with no stored direction, medium confidence in the 3 Nov 2026 story “Mortgage and refinance interest rates today, Tuesday, November 3, 2026: Mortgage rates continue to move lower ahead of election day.” Reason on file: Bank of America (national commercial banks): rate changes move lenders' margins and borrowers' demand. Linked by “interest rates” (US interest rates) in this story
- DHI Horton D R
In “Mortgage and refinance interest rates today, Tuesday, November 3, 2026: Mortgage rates continue to move lower ahead of election day,” Horton D R (DHI) is linked, with no stored direction, medium confidence. Reason on file: D.R. Horton (operative builders): housing and property firms move with mortgage rates and demand. Linked by “mortgage” (real estate) in this story
- LEN Lennar
In “Mortgage and refinance interest rates today, Tuesday, November 3, 2026: Mortgage rates continue to move lower ahead of election day,” Lennar (LEN) is linked, with no stored direction, medium confidence. Reason on file: Lennar (general bldg contractors - residential bldgs): housing and property firms move with mortgage rates and demand. Linked by “mortgage” (real estate) in this story
Ishares Tr (TLT)
Ishares Tr (TLT) is the company in “Mortgage and refinance interest rates today, Tuesday, November 3, 2026: Mortgage rates continue to move lower ahead of election day,” the 3 Nov 2026 this story story.
Ishares Tr (TLT) is on the page because iShares 20+ Year Treasury Bond ETF: Treasury bond prices move with interest-rate expectations. Linked by “interest rates” (US interest rates) in this story
A second company, Ishares Tr (IEF), is listed for a different reason: iShares 7-10 Year Treasury Bond ETF: Treasury bond prices move with interest-rate expectations. Linked by “interest rates” (US interest rates) in this story
The price range for Ishares Tr (TLT), and the dates in the story
IEF traded between 88.64 and 91.23 across 20 sessions. The latest close on file is 90.08. TLT traded between 76.44 and 81.94 across 20 sessions. The latest close on file is 79.46. XLRE traded between 40.28 and 43.44 across 20 sessions. The latest close on file is 43.16.
How strong the case is around Ishares Tr (TLT)
46 out of 100
“Mortgage and refinance interest rates today, Tuesday, November 3, 2026: Mortgage rates continue to move lower ahead of election day” scores 46 out of 100. The score uses 1 sources, and 8 linked companies.