Geopolitics Alpha

Mortgage and refinance interest rates today, Wednesday, November 11, 2026: Fixed purchase rates rise for the second straight day

Published . Updated .

Key takeaways

  • The average 30-year fixed purchase rate today, Wednesday, November 11, 2026, is 6.98%, up 5 basis points since yesterday but down 12 basis points since last week.
  • Exposed: TLT, IEF, XLRE, JPM, PLD
  • Market reaction: TLT −0.5% on the day (still updating); IEF −0.3% on the day (still updating); LEN −3.0% on the day (still updating)

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Mortgage and refinance interest rates today, Wednesday, November 11, 2026: Fixed purchase rates rise for the second straight day

The average 30-year fixed purchase rate today, Wednesday, November 11, 2026, is 6.98%, up 5 basis points since yesterday but down 12 basis points since last week. The 15-year fixed purchase rate is currently 6.41%, up 9 basis points from yesterday and flat compared to last week.

Directly affected

  • No company is named in this report.

Indirectly affected

  • TLT iShares 20+ Year Treasury Bond ETF-1.2% 19d

    iShares 20+ Year Treasury Bond ETF: Treasury bond prices move with interest-rate expectations. Linked by “interest rates” (US interest rates) in this story.

  • IEF iShares 7-10 Year Treasury Bond ETF-0.1% 19d

    iShares 7-10 Year Treasury Bond ETF: Treasury bond prices move with interest-rate expectations. Linked by “interest rates” (US interest rates) in this story.

  • XLRE Real Estate Select Sector SPDR+4.3% 30d

    Real Estate Select Sector SPDR: it holds property and homebuilding stocks. Linked by “mortgage” (real estate) in this story.

  • JPM JPMorgan Chase+0.1% 30d

    JPMorgan Chase (national commercial banks): rate changes move lenders' margins and borrowers' demand. Linked by “interest rates” (US interest rates) in this story.

  • PLD Prologis-3.7% 30d

    Prologis (real estate investment trusts): housing and property firms move with mortgage rates and demand. Linked by “mortgage” (real estate) in this story.

  • BAC Bank of America-11.4% 30d

    Bank of America (national commercial banks): rate changes move lenders' margins and borrowers' demand. Linked by “interest rates” (US interest rates) in this story.

  • DHI D.R. Horton+6.8% 30d

    D.R. Horton (operative builders): housing and property firms move with mortgage rates and demand. Linked by “mortgage” (real estate) in this story.

  • LEN Lennar+5.6% 30d

    Lennar (general bldg contractors - residential bldgs): housing and property firms move with mortgage rates and demand. Linked by “mortgage” (real estate) in this story.

Price reaction, T-5 to T+3

TickerT-5T-3T-1T0T+1T+2T+3
TLT+1.08%+1.27%base-0.48%after closeafter closeafter close
IEF+0.67%+0.89%base-0.28%after closeafter closeafter close
XLRE+1.14%-1.35%base-0.28%after closeafter closeafter close
JPM+2.98%-2.21%base-0.11%after closeafter closeafter close
PLD+0.98%-2.41%base-0.95%after closeafter closeafter close
BAC+1.83%-2.53%base-0.28%after closeafter closeafter close
DHI+4.91%+1.71%base-1.88%after closeafter closeafter close
LEN+6.37%+2.42%base-2.95%after closeafter closeafter close

Closing-price change versus T-1, the last close before the story. T0 to T+3 fill in after each market close. Prices: Alpaca IEX.

Mortgage and refinance interest rates today, Wednesday, November 11, 2026: Fixed purchase rates rise for the second straight day Yahoo Finance

Source: Yahoo Finance

The price since 11 Nov 2026: Ishares Tr (TLT) versus the S&P 500

CompanyWhenMoveStatus
Bank Of America (BAC)that day-0.28%still updating
Bank Of America (BAC)three days earlier-2.53%final price
Bank Of America (BAC)five days earlier+1.83%final price
Horton D R (DHI)that day-1.88%still updating
Horton D R (DHI)three days earlier+1.71%final price
Horton D R (DHI)five days earlier+4.91%final price
Ishares Tr (IEF)that day-0.28%still updating
Ishares Tr (IEF)three days earlier+0.89%final price
Ishares Tr (IEF)five days earlier+0.67%final price
Jpmorgan Chase (JPM)that day-0.11%still updating
Jpmorgan Chase (JPM)three days earlier-2.21%final price
Jpmorgan Chase (JPM)five days earlier+2.98%final price
Lennar (LEN)that day-2.95%still updating
Lennar (LEN)three days earlier+2.42%final price
Lennar (LEN)five days earlier+6.37%final price
Prologis (PLD)that day-0.95%still updating
Prologis (PLD)three days earlier-2.41%final price
Prologis (PLD)five days earlier+0.98%final price
Ishares Tr (TLT)that day-0.48%still updating
Ishares Tr (TLT)three days earlier+1.27%final price
Ishares Tr (TLT)five days earlier+1.08%final price
Select Sector Spdr Tr (XLRE)that day-0.28%still updating
Select Sector Spdr Tr (XLRE)three days earlier-1.35%final price
Select Sector Spdr Tr (XLRE)five days earlier+1.14%final price

Trades by members of Congress and officials in the stocks in this story

Public disclosure filings, not a recommendation. The filing link is the source document. News use of these reports still sits under 5 U.S.C. § 13107(c).

Who gains and who loses around Ishares Tr (TLT)

Companies tied to this story

  • TLT Ishares Tr

    Ishares Tr (TLT) is linked, with no stored direction, medium confidence in the 11 Nov 2026 story “Mortgage and refinance interest rates today, Wednesday, November 11, 2026: Fixed purchase rates rise for the second straight day.” Reason on file: iShares 20+ Year Treasury Bond ETF: Treasury bond prices move with interest-rate expectations. Linked by “interest rates” (US interest rates) in this story

  • IEF Ishares Tr

    Ishares Tr (IEF) is linked, with no stored direction, medium confidence in the 11 Nov 2026 story “Mortgage and refinance interest rates today, Wednesday, November 11, 2026: Fixed purchase rates rise for the second straight day.” Reason on file: iShares 7-10 Year Treasury Bond ETF: Treasury bond prices move with interest-rate expectations. Linked by “interest rates” (US interest rates) in this story

  • XLRE Select Sector Spdr Tr

    For “Mortgage and refinance interest rates today, Wednesday, November 11, 2026: Fixed purchase rates rise for the second straight day,” Select Sector Spdr Tr (XLRE) is linked, with no stored direction, medium confidence. Reason on file: Real Estate Select Sector SPDR: it holds property and homebuilding stocks. Linked by “mortgage” (real estate) in this story

  • JPM Jpmorgan Chase

    Jpmorgan Chase (JPM) is linked, with no stored direction, medium confidence in the 11 Nov 2026 story “Mortgage and refinance interest rates today, Wednesday, November 11, 2026: Fixed purchase rates rise for the second straight day.” Reason on file: JPMorgan Chase (national commercial banks): rate changes move lenders' margins and borrowers' demand. Linked by “interest rates” (US interest rates) in this story

  • PLD Prologis

    For “Mortgage and refinance interest rates today, Wednesday, November 11, 2026: Fixed purchase rates rise for the second straight day,” Prologis (PLD) is linked, with no stored direction, medium confidence. Reason on file: Prologis (real estate investment trusts): housing and property firms move with mortgage rates and demand. Linked by “mortgage” (real estate) in this story

  • BAC Bank Of America

    For “Mortgage and refinance interest rates today, Wednesday, November 11, 2026: Fixed purchase rates rise for the second straight day,” Bank Of America (BAC) is linked, with no stored direction, medium confidence. Reason on file: Bank of America (national commercial banks): rate changes move lenders' margins and borrowers' demand. Linked by “interest rates” (US interest rates) in this story

  • DHI Horton D R

    In “Mortgage and refinance interest rates today, Wednesday, November 11, 2026: Fixed purchase rates rise for the second straight day,” Horton D R (DHI) is linked, with no stored direction, medium confidence. Reason on file: D.R. Horton (operative builders): housing and property firms move with mortgage rates and demand. Linked by “mortgage” (real estate) in this story

  • LEN Lennar

    Lennar (LEN) is linked, with no stored direction, medium confidence in the 11 Nov 2026 story “Mortgage and refinance interest rates today, Wednesday, November 11, 2026: Fixed purchase rates rise for the second straight day.” Reason on file: Lennar (general bldg contractors - residential bldgs): housing and property firms move with mortgage rates and demand. Linked by “mortgage” (real estate) in this story

Ishares Tr (TLT)

“Mortgage and refinance interest rates today, Wednesday, November 11, 2026: Fixed purchase rates rise for the second straight day” (11 Nov 2026) reaches Ishares Tr (TLT) through this story.

For Ishares Tr (TLT), the reason on file says iShares 20+ Year Treasury Bond ETF: Treasury bond prices move with interest-rate expectations. Linked by “interest rates” (US interest rates) in this story

Also listed, Ishares Tr (IEF): iShares 7-10 Year Treasury Bond ETF: Treasury bond prices move with interest-rate expectations. Linked by “interest rates” (US interest rates) in this story

Dates and price levels for Ishares Tr (TLT)

IEF traded between 88.64 and 90.69 across 16 sessions. The latest close on file is 90.08. TLT traded between 76.44 and 80.56 across 16 sessions. The latest close on file is 79.46. XLRE traded between 40.28 and 43.70 across 20 sessions. The latest close on file is 43.64.

How strong the case is around Ishares Tr (TLT)

46 out of 100Price not final

“Mortgage and refinance interest rates today, Wednesday, November 11, 2026: Fixed purchase rates rise for the second straight day” scores 46 out of 100. The score uses 1 sources, and 8 linked companies. The price is not final yet.