RBA interest rates: Reserve Bank hikes cash rate for fifth time this year in blow to mortgage holders
Published . Updated .
Reserve Bank of Australia increases official cash rate to 4.85%, bringing it to highest level since 2008
Directly affected
- No company is named in this report.
Indirectly affected
- XLRE Real Estate Select Sector SPDR+1.3% 30d
Real Estate Select Sector SPDR: it holds property and homebuilding stocks. Linked by “mortgage” (real estate) in this story.
- XHB SPDR S&P Homebuilders ETF+4.2% 30d
SPDR S&P Homebuilders ETF: it holds property and homebuilding stocks. Linked by “mortgage” (real estate) in this story.
- EWA iShares MSCI Australia ETF+2.2% 30d
iShares MSCI Australia ETF holds stocks listed in Australia, which this story is about (“rba”).
- BWX SPDR Bloomberg International Treasury Bond ETF
SPDR Bloomberg International Treasury Bond ETF holds government bonds outside the US, which react to inflation and interest-rate news like this one in Australia
- EFA iShares MSCI EAFE ETF-1.8% 10d
iShares MSCI EAFE ETF is a broad fund of developed-market stocks that includes Australia
- PLD Prologis-5.8% 30d
Prologis (real estate investment trusts): housing and property firms move with mortgage rates and demand. Linked by “mortgage” (real estate) in this story.
- DHI D.R. Horton+4.1% 30d
D.R. Horton (operative builders): housing and property firms move with mortgage rates and demand. Linked by “mortgage” (real estate) in this story.
- LEN Lennar+8.5% 30d
Lennar (general bldg contractors - residential bldgs): housing and property firms move with mortgage rates and demand. Linked by “mortgage” (real estate) in this story.
Price reaction, T-5 to T+3
| Ticker | T-5 | T-3 | T-1 | T0 | T+1 | T+2 | T+3 |
|---|---|---|---|---|---|---|---|
| XLRE | -2.75% | -1.34% | base | after close | after close | after close | after close |
| XHB | -5.16% | -3.14% | base | after close | after close | after close | after close |
| EWA | +0.15% | +0.71% | base | after close | after close | after close | after close |
| BWX | -0.05% | -0.07% | base | after close | after close | after close | after close |
| EFA | -0.13% | +0.62% | base | after close | after close | after close | after close |
| PLD | -2.46% | -1.27% | base | after close | after close | after close | after close |
| DHI | -3.87% | -4.22% | base | after close | after close | after close | after close |
| LEN | -7.11% | -6.11% | base | after close | after close | after close | after close |
Closing-price change versus T-1, the last close before the story. T0 to T+3 fill in after each market close. Prices: Alpaca IEX.
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Reserve Bank of Australia increases official cash rate to 4.85%, bringing it to highest level since 2008 RBA interest rates live updates: Reserve Bank cash rate decision Get our daily political email , free app or daily news podcast The Re…
Source: The Guardian
Select Sector Spdr Tr (XLRE) compared with energy stocks (XLE) since 3 Nov 2026
| Company | When | Move | Status |
|---|---|---|---|
| Spdr Series Trust (BWX) | three days earlier | -0.07% | final price |
| Spdr Series Trust (BWX) | five days earlier | -0.05% | final price |
| DHI | three days earlier | -4.22% | final price |
| DHI | five days earlier | -3.87% | final price |
| Ishares Tr (EFA) | three days earlier | +0.62% | final price |
| Ishares Tr (EFA) | five days earlier | -0.13% | final price |
| Ishares Inc Msci Australia Etf (EWA) | three days earlier | +0.71% | final price |
| Ishares Inc Msci Australia Etf (EWA) | five days earlier | +0.15% | final price |
| LEN | three days earlier | -6.11% | final price |
| LEN | five days earlier | -7.11% | final price |
| Prologis (PLD) | three days earlier | -1.27% | final price |
| Prologis (PLD) | five days earlier | -2.46% | final price |
| State Street Spdr S&P Homebuilders Etf (XHB) | three days earlier | -3.14% | final price |
| State Street Spdr S&P Homebuilders Etf (XHB) | five days earlier | -5.16% | final price |
| Select Sector Spdr Tr (XLRE) | three days earlier | -1.34% | final price |
| Select Sector Spdr Tr (XLRE) | five days earlier | -2.75% | final price |
Trades by members of Congress and officials in the stocks in this story
- Sen. John Boozman sold Ishares Tr (EFA) (jointly held), worth $1,001 - $15,000 on 9 Sep 2026. That is 55 days before publication. Filed 21 Oct 2026. View the filing.
- Rep. David J. Taylor bought Prologis (PLD), worth $1,001 - $15,000 on 15 Oct 2026. That is 19 days before publication. Filed 29 Oct 2026. View the filing.
- Rep. Rohit Khanna sold Prologis (PLD) (held by a spouse), worth $1,001 - $15,000 on 25 Sep 2026. That is 39 days before publication. Filed 7 Oct 2026. View the filing.
- Rep. Rohit Khanna sold Prologis (PLD) (held by a dependent child), worth $15,001 - $50,000 on 11 Sep 2026. That is 53 days before publication. Filed 7 Oct 2026. View the filing.
- Donald J Trump, an executive branch official, bought Horton D R (DHI), worth $15,001 - $50,000 on 17 Aug 2026. That is 78 days before publication. Filed 8 Oct 2026. View the filing.
- Rep. Rohit Khanna sold Lennar (LEN) (held by a spouse), worth $1,001 - $15,000 on 25 Sep 2026. That is 39 days before publication. Filed 7 Oct 2026. View the filing.
- Rep. Rohit Khanna sold Lennar (LEN) (held by a dependent child), worth $1,001 - $15,000 on 11 Sep 2026. That is 53 days before publication. Filed 7 Oct 2026. View the filing.
- Donald J Trump, an executive branch official, bought Lennar (LEN), worth $15,001 - $50,000 on 28 Aug 2026. That is 67 days before publication. Filed 8 Oct 2026. View the filing.
Public disclosure filings, not a recommendation. The filing link is the source document. News use of these reports still sits under 5 U.S.C. § 13107(c).
Select Sector Spdr Tr (XLRE) on one side of this energy story
Companies tied to this story
- XLRE Select Sector Spdr Tr
Select Sector Spdr Tr (XLRE) is linked, with no stored direction, medium confidence in the 3 Nov 2026 story “RBA interest rates: Reserve Bank hikes cash rate for fifth time this year in blow to mortgage holders.” Reason on file: Real Estate Select Sector SPDR: it holds property and homebuilding stocks. Linked by “mortgage” (real estate) in this story
- XHB State Street Spdr S&P Homebuilders Etf
State Street Spdr S&P Homebuilders Etf (XHB) is linked, with no stored direction, medium confidence in the 3 Nov 2026 story “RBA interest rates: Reserve Bank hikes cash rate for fifth time this year in blow to mortgage holders.” Reason on file: SPDR S&P Homebuilders ETF: it holds property and homebuilding stocks. Linked by “mortgage” (real estate) in this story
- USO United States Oil Fund
For “RBA interest rates: Reserve Bank hikes cash rate for fifth time this year in blow to mortgage holders,” United States Oil Fund (USO) is linked, with no stored direction, medium confidence. Reason on file: United States Oil Fund: its price follows crude oil. Linked by “oil” (oil) in this story
- BWET Amplify Commodity Trust
For “RBA interest rates: Reserve Bank hikes cash rate for fifth time this year in blow to mortgage holders,” Amplify Commodity Trust (BWET) is linked, with no stored direction, medium confidence. Reason on file: Breakwave Tanker Shipping ETF: it tracks tanker freight rates. Linked by “oil” (tanker shipping) in this story
- EWA Ishares Inc Msci Australia Etf
For “RBA interest rates: Reserve Bank hikes cash rate for fifth time this year in blow to mortgage holders,” Ishares Inc Msci Australia Etf (EWA) is linked, with no stored direction, medium confidence. Reason on file: iShares MSCI Australia ETF holds stocks listed in Australia, which this story is about (“rba”)
- BWX Spdr Series Trust
Spdr Series Trust (BWX) is linked, with no stored direction, medium confidence in the 3 Nov 2026 story “RBA interest rates: Reserve Bank hikes cash rate for fifth time this year in blow to mortgage holders.” Reason on file: SPDR Bloomberg International Treasury Bond ETF holds government bonds outside the US, which react to inflation and interest-rate news like this one in Australia
- EFA Ishares Tr
For “RBA interest rates: Reserve Bank hikes cash rate for fifth time this year in blow to mortgage holders,” Ishares Tr (EFA) is linked, with no stored direction, medium confidence. Reason on file: iShares MSCI EAFE ETF is a broad fund of developed-market stocks that includes Australia
- PLD Prologis
In “RBA interest rates: Reserve Bank hikes cash rate for fifth time this year in blow to mortgage holders,” Prologis (PLD) is linked, with no stored direction, medium confidence. Reason on file: Prologis (real estate investment trusts): housing and property firms move with mortgage rates and demand. Linked by “mortgage” (real estate) in this story
Select Sector Spdr Tr (XLRE) and the energy link
“RBA interest rates: Reserve Bank hikes cash rate for fifth time this year in blow to mortgage holders” (3 Nov 2026) reaches Select Sector Spdr Tr (XLRE) through Energy.
What ties Select Sector Spdr Tr (XLRE) to the headline is this: Real Estate Select Sector SPDR: it holds property and homebuilding stocks. Linked by “mortgage” (real estate) in this story
A second company, State Street Spdr S&P Homebuilders Etf (XHB), is listed for a different reason: SPDR S&P Homebuilders ETF: it holds property and homebuilding stocks. Linked by “mortgage” (real estate) in this story
Dates in the story, and the Select Sector Spdr Tr (XLRE) price range
USO traded between 141.82 and 171.80 across 20 sessions. The latest close on file is 168.83. XHB traded between 91.93 and 102.80 across 20 sessions. The latest close on file is 101.01. XLRE traded between 40.28 and 43.44 across 20 sessions. The latest close on file is 43.16.
The energy score for Select Sector Spdr Tr (XLRE)
46 out of 100
“RBA interest rates: Reserve Bank hikes cash rate for fifth time this year in blow to mortgage holders” scores 46 out of 100. The score uses 1 sources, and 8 linked companies.