Why more Americans are taking out home equity loans
Published . Updated .
Key takeaways
Market Call
Think this story will push the stock up or down over the next three trading days? Make a free call and see what other readers think. Points are play money with no cash value.
Get these market calls by email
The week's biggest market-moving stories, Congress trades and Trump posts, with the tickers they touch. Free, one email a week.
Free. We only use your email to send the digest, never sell or share it, and every email has a one-click unsubscribe link. See our privacy policy.
This report is about banks.
Directly affected
- No company is named in this report.
Indirectly affected
- XLF Financial Select Sector SPDR+1.0% 19d
Financial Select Sector SPDR: it holds banks. Linked by “loans” (banks) in this story.
- KRE SPDR S&P Regional Banking ETF+0.3% 30d
SPDR S&P Regional Banking ETF: it holds banks. Linked by “loans” (banks) in this story.
- JPM JPMorgan Chase+0.1% 30d
JPMorgan Chase (national commercial banks): banks' earnings move with lending, deposits and rates. Linked by “loans” (banks) in this story.
- BAC Bank of America-11.4% 30d
Bank of America (national commercial banks): banks' earnings move with lending, deposits and rates. Linked by “loans” (banks) in this story.
- WFC Wells Fargo+4.4% 30d
Wells Fargo (national commercial banks): banks' earnings move with lending, deposits and rates. Linked by “loans” (banks) in this story.
- C Citigroup-5.6% 30d
Citigroup (national commercial banks): banks' earnings move with lending, deposits and rates. Linked by “loans” (banks) in this story.
Price reaction, T-5 to T+3
| Ticker | T-5 | T-3 | T-1 | T0 | T+1 | T+2 | T+3 |
|---|---|---|---|---|---|---|---|
| XLF | +1.53% | -1.92% | base | -0.07% | after close | after close | after close |
| KRE | +1.42% | -1.21% | base | -0.29% | after close | after close | after close |
| JPM | +2.98% | -2.21% | base | +0.16% | after close | after close | after close |
| BAC | +1.83% | -2.53% | base | -0.02% | after close | after close | after close |
| WFC | +1.95% | -2.13% | base | -0.19% | after close | after close | after close |
| C | +2.03% | -2.61% | base | +1.09% | after close | after close | after close |
Closing-price change versus T-1, the last close before the story. T0 to T+3 fill in after each market close. Prices: Alpaca IEX.
Why more Americans are taking out home equity loans Marketplace.org
Source: Marketplace.org
Select Sector Spdr Tr (XLF) since “Why more Americans are taking out home equity loans,” compared with the market
| Company | When | Move | Status |
|---|---|---|---|
| Bank Of America (BAC) | that day | -0.02% | still updating |
| Bank Of America (BAC) | three days earlier | -2.53% | final price |
| Bank Of America (BAC) | five days earlier | +1.83% | final price |
| Citigroup (C) | that day | +1.09% | still updating |
| Citigroup (C) | three days earlier | -2.61% | final price |
| Citigroup (C) | five days earlier | +2.03% | final price |
| Jpmorgan Chase (JPM) | that day | +0.16% | still updating |
| Jpmorgan Chase (JPM) | three days earlier | -2.21% | final price |
| Jpmorgan Chase (JPM) | five days earlier | +2.98% | final price |
| Spdr Series Trust (KRE) | that day | -0.29% | still updating |
| Spdr Series Trust (KRE) | three days earlier | -1.21% | final price |
| Spdr Series Trust (KRE) | five days earlier | +1.42% | final price |
| Wells Fargo (WFC) | that day | -0.19% | still updating |
| Wells Fargo (WFC) | three days earlier | -2.13% | final price |
| Wells Fargo (WFC) | five days earlier | +1.95% | final price |
| Select Sector Spdr Tr (XLF) | that day | -0.07% | still updating |
| Select Sector Spdr Tr (XLF) | three days earlier | -1.92% | final price |
| Select Sector Spdr Tr (XLF) | five days earlier | +1.53% | final price |
Congressional trades in the stocks in this story
- Rep. Rohit Khanna bought Jpmorgan Chase (JPM) (held by a dependent child), worth $1,001 - $15,000 on 15 Oct 2026. That is 27 days before publication. Filed 5 Nov 2026. View the filing.
- Rep. Rohit Khanna bought Jpmorgan Chase (JPM) (held by a spouse), worth $100,001 - $250,000 on 8 Oct 2026. That is 34 days before publication. Filed 5 Nov 2026. View the filing.
- Sen. Sheldon Whitehouse sold Jpmorgan Chase (JPM) (held by a spouse), worth $15,001 - $50,000 on 4 Sep 2026. That is 68 days before publication. Filed 1 Oct 2026. View the filing.
- Rep. Rohit Khanna bought Bank Of America (BAC) (held by a spouse), worth $1,001 - $15,000 on 20 Oct 2026. That is 22 days before publication. Filed 5 Nov 2026. View the filing.
- Rep. Rohit Khanna sold Bank Of America (BAC) (held by a dependent child), worth $1,001 - $15,000 on 13 Oct 2026. That is 29 days before publication. Filed 5 Nov 2026. View the filing.
- Rep. Rohit Khanna sold Bank Of America (BAC) (held by a spouse), worth $1,001 - $15,000 on 9 Sep 2026. That is 63 days before publication. Filed 7 Oct 2026. View the filing.
- Rep. Rohit Khanna bought Wells Fargo (WFC) (held by a dependent child), worth $250,001 - $500,000 on 15 Oct 2026. That is 27 days before publication. Filed 5 Nov 2026. View the filing.
- Rep. Rohit Khanna bought Wells Fargo (WFC) (held by a spouse), worth $1,001 - $15,000 on 1 Oct 2026. That is 41 days before publication. Filed 5 Nov 2026. View the filing.
- Rep. Rohit Khanna bought Wells Fargo (WFC) (held by a spouse), worth $1,001 - $15,000 on 25 Sep 2026. That is 47 days before publication. Filed 7 Oct 2026. View the filing.
- Rep. Maria Elvira Salazar sold Citigroup (C), worth $1,001 - $15,000 on 24 Sep 2026. That is 48 days before publication. Filed 7 Oct 2026. View the filing.
- Rep. Rohit Khanna bought Citigroup (C) (held by a spouse), worth $1,001 - $15,000 on 4 Sep 2026. That is 68 days before publication. Filed 7 Oct 2026. View the filing.
Public disclosure filings, not a recommendation. The filing link is the source document. News use of these reports still sits under 5 U.S.C. § 13107(c).
Who is named in “Why more Americans are taking out home equity loans”
Companies carried with this story
- XLF Select Sector Spdr Tr
In “Why more Americans are taking out home equity loans,” Select Sector Spdr Tr (XLF) is linked, with no stored direction, medium confidence. Reason on file: Financial Select Sector SPDR: it holds banks. Linked by “loans” (banks) in this story
- KRE Spdr Series Trust
In “Why more Americans are taking out home equity loans,” Spdr Series Trust (KRE) is linked, with no stored direction, medium confidence. Reason on file: SPDR S&P Regional Banking ETF: it holds banks. Linked by “loans” (banks) in this story
- JPM Jpmorgan Chase
In “Why more Americans are taking out home equity loans,” Jpmorgan Chase (JPM) is linked, with no stored direction, medium confidence. Reason on file: JPMorgan Chase (national commercial banks): banks' earnings move with lending, deposits and rates. Linked by “loans” (banks) in this story
- BAC Bank Of America
In “Why more Americans are taking out home equity loans,” Bank Of America (BAC) is linked, with no stored direction, medium confidence. Reason on file: Bank of America (national commercial banks): banks' earnings move with lending, deposits and rates. Linked by “loans” (banks) in this story
- WFC Wells Fargo
Wells Fargo (WFC) is linked, with no stored direction, medium confidence in the 11 Nov 2026 story “Why more Americans are taking out home equity loans.” Reason on file: Wells Fargo (national commercial banks): banks' earnings move with lending, deposits and rates. Linked by “loans” (banks) in this story
- C Citigroup
For “Why more Americans are taking out home equity loans,” Citigroup (C) is linked, with no stored direction, medium confidence. Reason on file: Citigroup (national commercial banks): banks' earnings move with lending, deposits and rates. Linked by “loans” (banks) in this story
How “Why more Americans are taking out home equity loans” reaches Select Sector Spdr Tr (XLF)
The 11 Nov 2026 story “Why more Americans are taking out home equity loans” names Select Sector Spdr Tr (XLF) because of this story.
For Select Sector Spdr Tr (XLF), the reason on file says Financial Select Sector SPDR: it holds banks. Linked by “loans” (banks) in this story
A second company, Spdr Series Trust (KRE), is listed for a different reason: SPDR S&P Regional Banking ETF: it holds banks. Linked by “loans” (banks) in this story
Price levels for Select Sector Spdr Tr (XLF)
JPM traded between 325.12 and 345.73 across 20 sessions. The latest close on file is 338.00. KRE traded between 67.80 and 71.49 across 18 sessions. The latest close on file is 70.61. XLF traded between 52.82 and 56.02 across 16 sessions. The latest close on file is 55.07.
A simple score for Select Sector Spdr Tr (XLF)
46 out of 100Price not final
“Why more Americans are taking out home equity loans” scores 46 out of 100. The score uses 1 sources, and 6 linked companies. The price is not final yet.