Geopolitics Alpha

Today's Current Mortgage Rates: November 9, 2026

Published . Updated .

Key takeaways

  • Mortgage rates continue to edge lower, with the 30-year fixed-rate loan averaging below 7%.
  • Exposed: XLRE, XHB, PLD, DHI, LEN
  • Market reaction: XHB +3.7% on the day; XLRE +1.5% on the day; LEN +3.2% on the day

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Today's Current Mortgage Rates: November 9, 2026

Mortgage rates continue to edge lower, with the 30-year fixed-rate loan averaging below 7%.

Directly affected

  • No company is named in this report.

Indirectly affected

  • XLRE Real Estate Select Sector SPDR+2.7% 30d

    Real Estate Select Sector SPDR: it holds property and homebuilding stocks. Linked by “mortgage” (real estate) in this story.

  • XHB SPDR S&P Homebuilders ETF+5.0% 30d

    SPDR S&P Homebuilders ETF: it holds property and homebuilding stocks. Linked by “mortgage” (real estate) in this story.

  • XLF Financial Select Sector SPDR+0.5% 30d

    Financial Select Sector SPDR: it holds banks. Linked by “loan” (banks) in this story.

  • PLD Prologis-3.7% 30d

    Prologis (real estate investment trusts): housing and property firms move with mortgage rates and demand. Linked by “mortgage” (real estate) in this story.

  • DHI D.R. Horton+5.6% 30d

    D.R. Horton (operative builders): housing and property firms move with mortgage rates and demand. Linked by “mortgage” (real estate) in this story.

  • LEN Lennar+5.6% 30d

    Lennar (general bldg contractors - residential bldgs): housing and property firms move with mortgage rates and demand. Linked by “mortgage” (real estate) in this story.

  • WELL Welltower+6.1% 30d

    Welltower (real estate investment trusts): housing and property firms move with mortgage rates and demand. Linked by “mortgage” (real estate) in this story.

  • JPM JPMorgan Chase+0.1% 30d

    JPMorgan Chase (national commercial banks): banks' earnings move with lending, deposits and rates. Linked by “loan” (banks) in this story.

Price reaction, T-5 to T+3

TickerT-5T-3T-1T0T+1T+2T+3
XLRE-0.80%+2.52%base+1.50%after closeafter closeafter close
XHB+2.24%+5.19%base+3.66%after closeafter closeafter close
XLF+0.66%+3.52%base+1.43%after closeafter closeafter close
PLD+2.13%+3.47%base+2.80%after closeafter closeafter close
DHI+0.44%+3.14%base+2.20%after closeafter closeafter close
LEN+2.56%+3.86%base+3.17%after closeafter closeafter close
WELL-2.44%+1.19%base+0.93%after closeafter closeafter close
JPM+1.86%+5.31%base+2.46%after closeafter closeafter close

Closing-price change versus T-1, the last close before the story. T0 to T+3 fill in after each market close. Prices: Alpaca IEX.

Today's Current Mortgage Rates: November 9, 2026 MONEY

Source: MONEY

Select Sector Spdr Tr (XLRE) since this story, compared with the market

CompanyWhenMoveStatus
Horton D R (DHI)that day+2.20%final price
Horton D R (DHI)three days earlier+3.14%final price
Horton D R (DHI)five days earlier+0.44%final price
JPMthat day+2.46%final price
JPMthree days earlier+5.31%final price
JPMfive days earlier+1.86%final price
Lennar (LEN)that day+3.17%final price
Lennar (LEN)three days earlier+3.86%final price
Lennar (LEN)five days earlier+2.56%final price
Prologis (PLD)that day+2.80%final price
Prologis (PLD)three days earlier+3.47%final price
Prologis (PLD)five days earlier+2.13%final price
Welltower (WELL)that day+0.93%final price
Welltower (WELL)three days earlier+1.19%final price
Welltower (WELL)five days earlier-2.44%final price
State Street Spdr S&P Homebuilders Etf (XHB)that day+3.66%final price
State Street Spdr S&P Homebuilders Etf (XHB)three days earlier+5.19%final price
State Street Spdr S&P Homebuilders Etf (XHB)five days earlier+2.24%final price
XLFthat day+1.43%final price
XLFthree days earlier+3.52%final price
XLFfive days earlier+0.66%final price
Select Sector Spdr Tr (XLRE)that day+1.50%final price
Select Sector Spdr Tr (XLRE)three days earlier+2.52%final price
Select Sector Spdr Tr (XLRE)five days earlier-0.80%final price

Trades by members of Congress and officials in the stocks in this story

Public disclosure filings, not a recommendation. The filing link is the source document. News use of these reports still sits under 5 U.S.C. § 13107(c).

Who gains and who loses around Select Sector Spdr Tr (XLRE)

Companies carried with this story

  • XLRE Select Sector Spdr Tr

    In “Today's Current Mortgage Rates: November 9, 2026,” Select Sector Spdr Tr (XLRE) is linked, with no stored direction, medium confidence. Reason on file: Real Estate Select Sector SPDR: it holds property and homebuilding stocks. Linked by “mortgage” (real estate) in this story

  • XHB State Street Spdr S&P Homebuilders Etf

    For “Today's Current Mortgage Rates: November 9, 2026,” State Street Spdr S&P Homebuilders Etf (XHB) is linked, with no stored direction, medium confidence. Reason on file: SPDR S&P Homebuilders ETF: it holds property and homebuilding stocks. Linked by “mortgage” (real estate) in this story

  • PLD Prologis

    Prologis (PLD) is linked, with no stored direction, medium confidence in the 9 Nov 2026 story “Today's Current Mortgage Rates: November 9, 2026.” Reason on file: Prologis (real estate investment trusts): housing and property firms move with mortgage rates and demand. Linked by “mortgage” (real estate) in this story

  • DHI Horton D R

    For “Today's Current Mortgage Rates: November 9, 2026,” Horton D R (DHI) is linked, with no stored direction, medium confidence. Reason on file: D.R. Horton (operative builders): housing and property firms move with mortgage rates and demand. Linked by “mortgage” (real estate) in this story

  • LEN Lennar

    Lennar (LEN) is linked, with no stored direction, medium confidence in the 9 Nov 2026 story “Today's Current Mortgage Rates: November 9, 2026.” Reason on file: Lennar (general bldg contractors - residential bldgs): housing and property firms move with mortgage rates and demand. Linked by “mortgage” (real estate) in this story

  • WELL Welltower

    Welltower (WELL) is linked, with no stored direction, medium confidence in the 9 Nov 2026 story “Today's Current Mortgage Rates: November 9, 2026.” Reason on file: Welltower (real estate investment trusts): housing and property firms move with mortgage rates and demand. Linked by “mortgage” (real estate) in this story

How “Today's Current Mortgage Rates: November 9, 2026” reaches Select Sector Spdr Tr (XLRE)

“Today's Current Mortgage Rates: November 9, 2026” (9 Nov 2026) reaches Select Sector Spdr Tr (XLRE) through this story.

For Select Sector Spdr Tr (XLRE), the reason on file says Real Estate Select Sector SPDR: it holds property and homebuilding stocks. Linked by “mortgage” (real estate) in this story

State Street Spdr S&P Homebuilders Etf (XHB) is here too. Its reason reads: SPDR S&P Homebuilders ETF: it holds property and homebuilding stocks. Linked by “mortgage” (real estate) in this story

Dates in the story, and the Select Sector Spdr Tr (XLRE) price range

PLD traded between 123.44 and 134.88 across 20 sessions. The latest close on file is 129.06. XHB traded between 91.93 and 104.89 across 20 sessions. The latest close on file is 101.97. XLRE traded between 40.28 and 43.70 across 20 sessions. The latest close on file is 43.64.

What the saved facts support for Select Sector Spdr Tr (XLRE)

46 out of 100

“Today's Current Mortgage Rates: November 9, 2026” scores 46 out of 100. The score uses 1 sources, and 6 linked companies.